Does Auto Insurance Cover a Rental Car?

If you have auto insurance, you may be wondering if your auto insurance policy covers a rental car. Knowing the answer to this question can help you the next time you need to rent a car, so keep this information in mind. You should always check with your auto insurance policy to determine whether you’re covered when you rent a car. This is why it’s important to contact your insurance agent at Express Insurance servicing Longwood, FL. We can help you understand your insurance coverage, so you can make the right decision about insurance the next time you’re renting a car. 

When Does Auto Insurance Cover a Rental Car?

Many insurance policies will cover a rental car. For example, most liability insurance policies cover liability for accidents where you are at fault, even if you are driving a rental car. Additionally, collision and comprehensive policies usually cover rental cars as well. This means if you have this type of coverage, your rental car will likely be covered by your auto insurance policy if you’re in an accident or if your vehicle is damaged in a non-collision event. Every insurance policy is different, and in some cases, you may be responsible for paying for the damage up front and getting reimbursed by your insurance company. 

Can Your Auto Insurance Pay for a Rental Car During a Claim?

Auto insurance can pay for a rental car if you need one during a claim for a covered event, but only if you have the specific coverage that reimburses rental car costs under such a scenario. This type of coverage is an add-on that you’ll have to pay for with your premium. If you want this type of coverage, talk to your insurance agent.

How Can You Get Help With Your Auto Insurance?

If you need help with insurance relating to a rental car, the professionals at Express Insurance servicing Longwood, FL can help. Call today to speak with one of our professionals.