If you’re thinking about renting a home or apartment, you should consider getting renters insurance. Renters insurance from Express Insurance in Longwood, FL protects your belongings against such risks as fire, theft or natural disaster. If a severe tropical storm or tornado levels your rental home, could you replace all your goods out-of-pocket? Renters insurance also provides funds to live elsewhere if you had to leave your rental property temporarily due to damage from a disaster.
Here’s what’s you stand to gain by investing in a renters insurance policy.
Financial Security against Loss of Property
Renters’ property insurance covers your personal goods against theft or loss in a disaster. This includes your shoes, clothes, furniture, electronics, appliances, sports gear and more. By making a home inventory of your possessions, you’ll get a better idea of what this coverage has to offer. Replacing your wardrobe alone can be costly. Imagine what you’d spend to replace costly furniture, electronics or appliances on your own in the event of disaster loss.
The Sunshine State is known for its destructive hurricanes, severe tropical storms, tornados, and wildfires. Any of these disasters can cause substantial damage to a home and totally destroy its contents. If you’re the victim of a natural disaster, renters insurance can provide the financial means to recuperate your losses so you can recover quicker and move on.
Living Expenses Protection
A major disaster can make a home uninhabitable due to extensive damage. Renters insurance offers additional living expenses coverage to help compensate for the money you spend on hotels, restaurants, transportation or other expenses while you’re away from home. This could save you from dipping into your savings to cover these costs.
To learn more about the benefits of renters insurance and policy costs, call or visit your Express Insurance agent in Longwood, FL today.