Are you a driver and own a car? Then, you should understand and remember that having auto insurance is the most critical component of auto ownership. Car insurance is not a luxury and not a preference. It is required in almost all US states, including Florida. Driving without car insurance is highly unsafe – it is also illegal and leads to certain consequences, including fines. Therefore, be careful when shopping for auto insurance. You may also need the help of experts. In this blog post, you will find questions you should ask an agent when shopping for car insurance. 

What is the cost of my insurance?

It is a crucial question because the cost of auto insurance varies. Also, certain factors determine it. These factors are your driving experience, previous fines or penalties, the car’s model, age, and more.

Can standard car insurance be used for business purposes? 

No, you cannot do that. If you have your own business and vehicles for commercial purposes, you must have separate commercial auto insurance.

What exactly will my policy cover?

Always review the policy with an insurance agent and ask this question. Then, think about any extra coverage you may want to add. 

Finding proper auto insurance is a serious task. It is more serious if you have never had auto insurance before. That is why you may need to reach out to experts and ask them to help you find the policy you need. At Express Insurance, auto insurance is one of our primary specializations. Do not hesitate to contact Express Insurance located in Longwood, FL, and ask any questions – our team of insurance experts is always here for you.