What Is a Declarations Page?

When you first get your auto insurance policy (or, really, any insurance policy), it’s easy to feel intimidated by the sheer weight of the information that you’re theoretically supposed to read through. Not only are you supposed to read through it all, but you’re expected to know how different clauses apply to real-world situations.

The good news is that there is a one-pager that you can use to answer the big questions. Called a declarations page, the sheet condenses most of the information into a handy reference. 

What Does the Declarations Page Include?

The declaration page includes the following information:

• Basic policy details: Lists the dates of coverage, policy number, and potentially the name of your insurance agent. 
• Your information: This includes which drivers are covered, whether that’s just you or several members of your family. It also lists the make, model, year, and VIN of your car. 
• Coverage: Lists the type of coverage, limits, and deductible. If you have two vehicles under the same policy with different coverage limits, it will separate the two types. 

Is a Declarations Page Proof of Insurance in Longwood, FL?

In general, no. At Express Insurance, we encourage drivers in Longwood, FL to keep their insurance cards with them at all times, even if it’s just the digital version on your phone. A declarations page is generally meant as a refresher for the policyholder. 

At Express Insurance, we know that it can feel like a slog to either search for new insurance or upgrade your coverage. Of course, this is often how people end up with coverage that either doesn’t work for them or that costs much more than they need to pay. If you have questions about your auto insurance, contact us today to learn more about how we can help!