Typically, umbrella insurance protects your assets by covering repairs or replacements if something gets damaged. But what about damaged feelings? Suppose someone got so upset with you that they decided to sue! In such a scenario, umbrella insurance has you covered. Generally, umbrella insurance comes into play when your regular insurance isn’t sufficient to cover everything. While it’s always better to resolve issues out of court, if it comes to that, umbrella insurance is a good safety net to have.

Learn About Umbrella Insurance and Liability

Let’s say your dog, Rover, got out of the yard and chased the mailman. Trying to escape from Rover, the mailman slipped on a muddy patch, fell, and broke his nose and eyeglasses. Fortunately, because Rover didn’t actually bite the mailman, he doesn’t get sent to the pound. But the mailman wants his eyeglasses replaced, to be compensated for his medical bills after getting his nose set and bandaged, and some compensation for pain and suffering. If what he’s demanding exceeds your liability insurance coverage, it’s time to rely on your umbrella insurance! If you are indeed found liable in court, your umbrella insurance can cover whatever your liability insurance doesn’t. Umbrella insurance can cover not only the amount you are being sued for, but it may also cover your court costs.

Contact Express Insurance in Longwood, FL

If you are in the Longwood, FL area and are considering umbrella insurance, please contact Express Insurance. Our experienced agents are dedicated to helping you find the policy that’s best for you.