{"id":255,"date":"2024-08-30T04:00:00","date_gmt":"2024-08-30T10:00:00","guid":{"rendered":"https:\/\/www.express-insurance.com\/blog\/?p=255"},"modified":"2024-08-15T11:32:07","modified_gmt":"2024-08-15T17:32:07","slug":"what-types-of-insurance-do-small-businesses-need","status":"publish","type":"post","link":"https:\/\/www.express-insurance.com\/blog\/what-types-of-insurance-do-small-businesses-need\/","title":{"rendered":"What Types of Insurance Do Small Businesses Need?"},"content":{"rendered":"<p>You need to protect your business&#8217;s assets if you are a business owner. Purchasing commercial insurance will protect your property, your employees, and your financial assets. If your business is in the Longwood, FL, area, you can contact our team at Express Insurance to discuss your commercial insurance needs. We&rsquo;ve been handling commercial and personal insurance policies since 2003.<\/p>\n<p>Small business owners should be aware of the types of insurance they need. According to Nerd Wallet, a business can be defined as a &ldquo;small business&rdquo; with 500 employees or fewer &#8211; and its annual income is less than $7.5 million. One of the most vital types of commercial insurance is liability insurance. Liability insurance will protect your company&rsquo;s assets if someone sues your company for personal and property damages.<\/p>\n<h2>Types of Commercial Insurance in Florida<\/h2>\n<p>The building where your company operates is a very valuable asset. To protect your building from damage, you&rsquo;ll need property insurance. This insurance will protect your company from damage to your building, fire, weather, or other disaster-related events. Most policies also protect against vandalism.<\/p>\n<p>If a disaster significantly damages your building, you won&rsquo;t be able to operate your company while waiting for building repair. You need business interruption services to help you stay financially afloat during that waiting period. This policy will pay your estimated lost earnings for the affected period.<\/p>\n<h2>Call Express Insurance&nbsp;for Florida Commercial Insurance Options<\/h2>\n<p>Regardless of the size of your business, commercial insurance would help. When you talk with one of our agents, you can confirm whether your insurance needs are current. Businesses in the Longwood, FL, area can protect themselves and their employees. Call Express Insurance for an appointment today, and we&rsquo;ll help you do business with confidence.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You need to protect your business&#8217;s assets if you are a business owner. Purchasing commercial insurance will protect your property, your employees, and your financial assets. If your business is in the Longwood, FL, area, you can contact our team at Express Insurance to discuss your commercial insurance needs. We&rsquo;ve been handling commercial and personal [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,7],"class_list":["post-255","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-express-insurance","tag-longwood-fl"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"You need to protect your business&#039;s assets if you are a business owner. Purchasing commercial insurance will protect your property, your employees, and your financial assets. If your business is in the Longwood, FL, area, you can contact our team at Express Insurance to discuss your commercial insurance needs. 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