{"id":229,"date":"2023-07-24T04:00:00","date_gmt":"2023-07-24T10:00:00","guid":{"rendered":"https:\/\/www.express-insurance.com\/blog\/?p=229"},"modified":"2023-07-24T15:26:54","modified_gmt":"2023-07-24T21:26:54","slug":"what-are-the-insurance-risks-when-you-work-from-home","status":"publish","type":"post","link":"https:\/\/www.express-insurance.com\/blog\/what-are-the-insurance-risks-when-you-work-from-home\/","title":{"rendered":"What Are the Insurance Risks When You Work From Home?"},"content":{"rendered":"<p style=\"text-align:start\">For those who work from home, it is essential to understand the risks that may be present &#8211; but not covered under a traditional homeowner&#8217;s insurance policy. The insurance professionals at Express Insurance, serving the greater Longwood, FL vicinity, offer their guidance regarding the insurance risks when working from home.<\/p>\n<h2 style=\"text-align: start;\"><strong>What Are the Risks When You Work From Home?<\/strong><\/h2>\n<p style=\"text-align:start\">Working from home, if you work for another company (and not for yourself), creates unique risks because, from a technical perspective, you are on your own property working for a separate company. Each employer determines the specific protocols for at-work employees and business-related activities, so it is important to understand how and if you will be compensated should something happen.<\/p>\n<p style=\"text-align:start\">First, if you have one, check your current renter&#8217;s or homeowner&#8217;s policy to see if there are exclusions related to business activities. Then consider these potential situations &ndash;<\/p>\n<ul>\n<li>If a business client is injured on your property, you should have sufficient liability or consider adding a rider or additional coverage.<\/li>\n<li>Business Equipment\/Property can be expensive, so ensure you have insurance coverage should there be a loss.<\/li>\n<li>Depending on the work, the following types of policies may be a smart business move &ndash;\n<ul>\n<li>An <em>Errors &amp; Omissions Insurance <\/em>policy can protect you from issues regarding your professional services.<\/li>\n<li>Cybersecurity\/Data Breach insurance covers cyber-attacks or other issues that may occur with possessing sensitive information digitally.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3 style=\"text-align:start\"><strong>Contact a Leading Longwood, FL Insurance Company Today<\/strong><\/h3>\n<p style=\"text-align:start\">For additional information and other potential coverage options while working from home, contact the licensed professional at Express Insurance. We can be reached <a href=\"https:\/\/www.express-insurance.com\/contact-us.html\">online<\/a> or at 407-215-7318 and look forward to helping you protect what matter most.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For those who work from home, it is essential to understand the risks that may be present &#8211; but not covered under a traditional homeowner&#8217;s insurance policy. The insurance professionals at Express Insurance, serving the greater Longwood, FL vicinity, offer their guidance regarding the insurance risks when working from home. What Are the Risks When [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,7],"class_list":["post-229","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-express-insurance","tag-longwood-fl"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/229","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/comments?post=229"}],"version-history":[{"count":1,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/229\/revisions"}],"predecessor-version":[{"id":230,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/229\/revisions\/230"}],"wp:attachment":[{"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/media?parent=229"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/categories?post=229"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/tags?post=229"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}