{"id":201,"date":"2022-05-18T04:00:00","date_gmt":"2022-05-18T10:00:00","guid":{"rendered":"https:\/\/www.express-insurance.com\/blog\/?p=201"},"modified":"2022-05-18T16:51:14","modified_gmt":"2022-05-18T22:51:14","slug":"must-have-commercial-insurance-policies","status":"publish","type":"post","link":"https:\/\/www.express-insurance.com\/blog\/must-have-commercial-insurance-policies\/","title":{"rendered":"Must-have Commercial Insurance Policies"},"content":{"rendered":"<p>When running a business venture, you need to take calculated risks as well as mitigate prevailing risks in the business environment. Without a sound risk mitigation strategy, you don&rsquo;t need many catastrophes to bring your business down. One significant threat is enough to see your hard-earned investment go down the drain. Luckily, having the right mix of commercial insurance policies can form formidable protection for your business.<\/p>\n<p>Express Insurance of Longwood, FL&nbsp;gives must-have insurance policies to see your business run for many years to come.&nbsp;<\/p>\n<h2>Must-have Commercial Insurance Policies<\/h2>\n<h3>Worker&rsquo;s comp insurance<\/h3>\n<p>Since your employees can get hurt while at work, you need an insurance policy to cater to the injuries when they happen. Worker&rsquo;s comp insurance covers medical costs, ongoing care, and partial loss of wages for work-related illnesses and injuries. Without this coverage, you will have to cover these expenses from your business coffers.<\/p>\n<h3>General liability insurance<\/h3>\n<p>While it&rsquo;s not mandatory in Florida, every business must have this coverage. Liability insurance protects you when accused of property damage, bodily, and advertising injury. Since liability claims can be prohibitive, your business must have sufficient liability coverage to withstand the storms of liability claims when they knock on your door.<\/p>\n<h3>Property insurance<\/h3>\n<p>Do you own buildings, inventories, or computers? Investing in property insurance isn&rsquo;t an option. Property insurance compensates you when losses and damage occur to your properties. Yes, property insurance won&rsquo;t prevent the perils, but it ensures you don&rsquo;t start from scratch.<\/p>\n<h3>Cyber liability insurance<\/h3>\n<p>With an upsurge in cyberattacks, your business can be a great mess if you don&rsquo;t have a safety net when data breaches occur. Cyber liability insurance lessens your financial burden when hackers manage a successful attack.<\/p>\n<p>Getting the right mix of your commercial insurance policies is crucial for survival. Want to protect your Longwood, FL&nbsp;with business insurance? Please contact Express Insurance to have the conversation started.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When running a business venture, you need to take calculated risks as well as mitigate prevailing risks in the business environment. Without a sound risk mitigation strategy, you don&rsquo;t need many catastrophes to bring your business down. One significant threat is enough to see your hard-earned investment go down the drain. Luckily, having the right [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,7],"class_list":["post-201","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-express-insurance","tag-longwood-fl"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"When running a business venture, you need to take calculated risks as well as mitigate prevailing risks in the business environment. Without a sound risk mitigation strategy, you don\u2019t need many catastrophes to bring your business down. One significant threat is enough to see your hard-earned investment go down the drain. Luckily, having the right\" \/>\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<meta name=\"keywords\" content=\"express insurance,longwood fl\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.express-insurance.com\/blog\/must-have-commercial-insurance-policies\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Express Insurance |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Must-have Commercial Insurance Policies | Blog | Express Insurance\" \/>\n\t\t<meta property=\"og:description\" content=\"When running a business venture, you need to take calculated risks as well as mitigate prevailing risks in the business environment. Without a sound risk mitigation strategy, you don\u2019t need many catastrophes to bring your business down. One significant threat is enough to see your hard-earned investment go down the drain. Luckily, having the right\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.express-insurance.com\/blog\/must-have-commercial-insurance-policies\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2022-05-18T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2022-05-18T22:51:14+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Must-have Commercial Insurance Policies | Blog | Express Insurance\" \/>\n\t\t<meta name=\"twitter:description\" content=\"When running a business venture, you need to take calculated risks as well as mitigate prevailing risks in the business environment. Without a sound risk mitigation strategy, you don\u2019t need many catastrophes to bring your business down. One significant threat is enough to see your hard-earned investment go down the drain. Luckily, having the right\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/must-have-commercial-insurance-policies\\\/#article\",\"name\":\"Must-have Commercial Insurance Policies | Blog | Express Insurance\",\"headline\":\"Must-have Commercial Insurance Policies\",\"author\":{\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2022-05-18T04:00:00-06:00\",\"dateModified\":\"2022-05-18T16:51:14-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/must-have-commercial-insurance-policies\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/must-have-commercial-insurance-policies\\\/#webpage\"},\"articleSection\":\"Insurance, Express Insurance, Longwood FL\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/must-have-commercial-insurance-policies\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/must-have-commercial-insurance-policies\\\/#listItem\",\"name\":\"Must-have Commercial Insurance Policies\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/must-have-commercial-insurance-policies\\\/#listItem\",\"position\":3,\"name\":\"Must-have Commercial Insurance Policies\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/#organization\",\"name\":\"Blog | Express Insurance\",\"url\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"agentinsure\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/must-have-commercial-insurance-policies\\\/#webpage\",\"url\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/must-have-commercial-insurance-policies\\\/\",\"name\":\"Must-have Commercial Insurance Policies | Blog | Express Insurance\",\"description\":\"When running a business venture, you need to take calculated risks as well as mitigate prevailing risks in the business environment. Without a sound risk mitigation strategy, you don\\u2019t need many catastrophes to bring your business down. One significant threat is enough to see your hard-earned investment go down the drain. Luckily, having the right\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/must-have-commercial-insurance-policies\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2022-05-18T04:00:00-06:00\",\"dateModified\":\"2022-05-18T16:51:14-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/\",\"name\":\"Blog | Express Insurance\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.express-insurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Must-have Commercial Insurance Policies | Blog | Express Insurance","description":"When running a business venture, you need to take calculated risks as well as mitigate prevailing risks in the business environment. Without a sound risk mitigation strategy, you don\u2019t need many catastrophes to bring your business down. One significant threat is enough to see your hard-earned investment go down the drain. Luckily, having the right","canonical_url":"https:\/\/www.express-insurance.com\/blog\/must-have-commercial-insurance-policies\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"express insurance,longwood fl","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.express-insurance.com\/blog\/must-have-commercial-insurance-policies\/#article","name":"Must-have Commercial Insurance Policies | Blog | Express Insurance","headline":"Must-have Commercial Insurance Policies","author":{"@id":"https:\/\/www.express-insurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.express-insurance.com\/blog\/#organization"},"datePublished":"2022-05-18T04:00:00-06:00","dateModified":"2022-05-18T16:51:14-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.express-insurance.com\/blog\/must-have-commercial-insurance-policies\/#webpage"},"isPartOf":{"@id":"https:\/\/www.express-insurance.com\/blog\/must-have-commercial-insurance-policies\/#webpage"},"articleSection":"Insurance, Express Insurance, Longwood FL"},{"@type":"BreadcrumbList","@id":"https:\/\/www.express-insurance.com\/blog\/must-have-commercial-insurance-policies\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.express-insurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.express-insurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.express-insurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.express-insurance.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.express-insurance.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.express-insurance.com\/blog\/must-have-commercial-insurance-policies\/#listItem","name":"Must-have Commercial Insurance Policies"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.express-insurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.express-insurance.com\/blog\/must-have-commercial-insurance-policies\/#listItem","position":3,"name":"Must-have Commercial Insurance Policies","previousItem":{"@type":"ListItem","@id":"https:\/\/www.express-insurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.express-insurance.com\/blog\/#organization","name":"Blog | Express Insurance","url":"https:\/\/www.express-insurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.express-insurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.express-insurance.com\/blog\/author\/agentinsure\/","name":"agentinsure"},{"@type":"WebPage","@id":"https:\/\/www.express-insurance.com\/blog\/must-have-commercial-insurance-policies\/#webpage","url":"https:\/\/www.express-insurance.com\/blog\/must-have-commercial-insurance-policies\/","name":"Must-have Commercial Insurance Policies | Blog | Express Insurance","description":"When running a business venture, you need to take calculated risks as well as mitigate prevailing risks in the business environment. Without a sound risk mitigation strategy, you don\u2019t need many catastrophes to bring your business down. One significant threat is enough to see your hard-earned investment go down the drain. Luckily, having the right","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.express-insurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.express-insurance.com\/blog\/must-have-commercial-insurance-policies\/#breadcrumblist"},"author":{"@id":"https:\/\/www.express-insurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.express-insurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2022-05-18T04:00:00-06:00","dateModified":"2022-05-18T16:51:14-06:00"},{"@type":"WebSite","@id":"https:\/\/www.express-insurance.com\/blog\/#website","url":"https:\/\/www.express-insurance.com\/blog\/","name":"Blog | Express Insurance","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.express-insurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Express Insurance |","og:type":"article","og:title":"Must-have Commercial Insurance Policies | Blog | Express Insurance","og:description":"When running a business venture, you need to take calculated risks as well as mitigate prevailing risks in the business environment. Without a sound risk mitigation strategy, you don\u2019t need many catastrophes to bring your business down. One significant threat is enough to see your hard-earned investment go down the drain. Luckily, having the right","og:url":"https:\/\/www.express-insurance.com\/blog\/must-have-commercial-insurance-policies\/","article:published_time":"2022-05-18T10:00:00+00:00","article:modified_time":"2022-05-18T22:51:14+00:00","twitter:card":"summary","twitter:title":"Must-have Commercial Insurance Policies | Blog | Express Insurance","twitter:description":"When running a business venture, you need to take calculated risks as well as mitigate prevailing risks in the business environment. Without a sound risk mitigation strategy, you don\u2019t need many catastrophes to bring your business down. One significant threat is enough to see your hard-earned investment go down the drain. Luckily, having the right"},"aioseo_meta_data":{"post_id":"201","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2022-05-18 22:51:19","updated":"2025-06-04 11:54:37","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.express-insurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.express-insurance.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tMust-have Commercial Insurance Policies\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.express-insurance.com\/blog"},{"label":"Insurance","link":"https:\/\/www.express-insurance.com\/blog\/category\/insurance\/"},{"label":"Must-have Commercial Insurance Policies","link":"https:\/\/www.express-insurance.com\/blog\/must-have-commercial-insurance-policies\/"}],"_links":{"self":[{"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/201","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/comments?post=201"}],"version-history":[{"count":1,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/201\/revisions"}],"predecessor-version":[{"id":202,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/201\/revisions\/202"}],"wp:attachment":[{"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/media?parent=201"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/categories?post=201"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/tags?post=201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}