{"id":191,"date":"2021-12-13T04:00:00","date_gmt":"2021-12-13T10:00:00","guid":{"rendered":"https:\/\/www.express-insurance.com\/blog\/?p=191"},"modified":"2021-12-01T17:12:27","modified_gmt":"2021-12-01T23:12:27","slug":"9-terms-you-need-to-know-about-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.express-insurance.com\/blog\/9-terms-you-need-to-know-about-auto-insurance\/","title":{"rendered":"9 Terms you need to know about auto insurance"},"content":{"rendered":"<p>Every driver has auto insurance. But very few actually understand everything that&#8217;s&nbsp;included in a policy.<\/p>\n<p>With all the different coverage options and legal jargon, it&#8217;s easy to get overwhelmed. Fortunately, Express Insurance is here to help. Serving Longwood, FL, their agents break down nine terms you should know about your auto insurance policy.<\/p>\n<h3>Claim<\/h3>\n<p>When a loss is covered under your insurance policy, you submit a request for payment that&#8217;s filed with an agent.<\/p>\n<h3>Premium<\/h3>\n<p>This is the amount you pay for insurance coverage. Influenced by several factors, premiums vary from person to person.<\/p>\n<h3>Deductible<\/h3>\n<p>Before your insurance pays the remainder of a claim, you will pay a portion yourself. This is called a deductible.<\/p>\n<h3>At fault<\/h3>\n<p>A designation of &quot;at fault&quot; results from an accident you&#8217;ve caused. It could be based on a specific action or negligence.<\/p>\n<h3>Collision coverage<\/h3>\n<p>In the event of an accident, collision coverage protects against financial loss from damage. This kicks in regardless of who&#8217;s at fault.<\/p>\n<h3>Comprehensive coverage<\/h3>\n<p>Like collisions, this is standard in most auto policies. However, comprehensive covers loss from anything other than an accident, like theft, vandalism, or natural disasters.<\/p>\n<h3>Liability<\/h3>\n<p>Liability is a legal obligation when you are found to be at fault for another person&#8217;s bodily or property damage. Any plan should include liability coverage.<\/p>\n<h3>Primary Use<\/h3>\n<p>This refers to how you typically use your car. Primary use impacts what auto insurance policy you&#8217;ll need.<\/p>\n<h3>Limit of coverage<\/h3>\n<p>The limit of coverage&nbsp;is the maximum amount an insurance company will pay. It&#8217;s important to know where this threshold is.<\/p>\n<h3>Call Express Insurance<\/h3>\n<p>Located in Longwood, FL, the agency can help you understand auto insurance. But, they can do even more. Their experienced agents can construct a policy that keeps you safe on the road. Schedule an appointment today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Every driver has auto insurance. But very few actually understand everything that&#8217;s&nbsp;included in a policy. With all the different coverage options and legal jargon, it&#8217;s easy to get overwhelmed. Fortunately, Express Insurance is here to help. Serving Longwood, FL, their agents break down nine terms you should know about your auto insurance policy. Claim When [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[5,7],"class_list":["post-191","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-express-insurance","tag-longwood-fl"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/191","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/comments?post=191"}],"version-history":[{"count":1,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/191\/revisions"}],"predecessor-version":[{"id":192,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/191\/revisions\/192"}],"wp:attachment":[{"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/media?parent=191"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/categories?post=191"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.express-insurance.com\/blog\/wp-json\/wp\/v2\/tags?post=191"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}